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Deposit Limits

   A deposit limit and a rolling offset deposit time are set on each account to cover potential chargebacks, returns, disputes, unshipped merchandise, refunds, and unfulfilled services. These act as buffers between the time payments are processed and the time you can withdraw these funds to mitigate the risk of default in the above cases.

    A payment is immediately funded into your processor account when it is processed. However, in some cases, the donor/payer may return and issue a dispute directly from their bank or ask for a refund. When a dispute or a refund is requested, we need to ensure that we can process these requests, and hence, the funds are delayed in depositing into your bank account immediately. Other factors determine the funding offset times, like the longevity of the account and the amount of funds processed through the account, all of which establish a history of activity that may impact the offset times.


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